Say Hello To Your Future Self
How It Works
Step 1:
Free 15-Minute Consultation
We start with a no-pressure call to understand where you are, what you're working toward, and whether we're a good fit. No jargon, no sales pitch.
Step 2:
Your Financial Picture
If you're ready to move forward, we'll collect a simple list of documents and information to pull together. Just what we need to see the full picture.
Step 3:
Your Custom Plan
We'll build a prioritized plan with a clear timeline for tackling everything. Not a generic template. It's a plan that's actually yours.
Choose the option that fits where you are right now.
The Reality Check - $699
Three months of financial coaching, accountability, and a clear plan of action. We start with a full picture of your finances, identify the gaps, and build a roadmap together. Best for anyone who's ready to stop putting this off and actually get it done. Includes: Initial deep dive, custom plan, monthly check-ins, and ongoing support throughout the three months.
Hourly Coaching - $150/hr
One-off sessions for specific questions, decisions, or topics. Best for the DIYer who just needs a second set of eyes or a sounding board on something specific.
The Grove - Investing 101 - $150
A small group class covering the basics of investing, account types, and how to actually get started. You'll leave with a funded investment account and a follow-up session one month later to review what happened and what's next. Limited to 10 participants.
Our Services
Financial Coaching
1
Getting Clear:
Know Where You Stand
Money Reality Check: Where is your money and what is it actually doing for you? Most people are surprised by the answer.
Net Worth Snapshot: You can't know where you're going if you don't know where you stand. This is the foundation of everything.
2
Stopping the Drain:
Fix What's Quietly Costing You
Fee & Cost Analysis: Hidden fees in your investments and accounts can quietly cost you thousands over time. We'll find them.
Subscription & Expense Audit: The slow drain you don't notice until you add it up. We'll find where your money is quietly disappearing.
Lifestyle Creep: Income goes up, spending follows. We'll identify the pattern and build a plan that lets you enjoy your money without losing control of it.
3
Building the Foundation:
The Non-Negotiables
Emergency Fund Planning: How much is enough, where to keep it, and how to build it without feeling like you're falling behind everywhere else.
Debt Strategy & Payoff Planning: Student loans, credit cards, car payments. We'll look at what you owe, what it's costing you, and the smartest order to tackle it.
4
Retirement Accounts:
Know What You Have
401k Review & Optimization: Are you contributing enough? Do you actually know what you're invested in and what it's costing you? Most people set it and forget it. We'll make sure you understand what's in there and what to ask your plan provider.
Retirement Account Strategy: IRAs, Roth IRAs, rollovers from old jobs. We'll get these organized, help you understand what you have, and make sure you know the right questions to ask so nothing falls through the cracks.
5
Building Wealth Outside Retirement
High-Yield Savings & Cash Management: Where you park your money matters. We'll make sure your cash is working as hard as the rest of your plan.
Taxable Brokerage Accounts: Understanding what they are, when they make sense, and how to use them as part of a bigger picture.
HSA Strategy: A Health Savings Account is one of the most powerful and underused tools in personal finance. We'll make sure you understand what it is, whether you qualify, and how to get the most out of it.
6
The Bigger Picture:
Planning for Your Future
Goal Planning & Financial Milestones: Buying a home, starting a family, taking a sabbatical, retiring early. Whatever your version of the future looks like, we'll build toward it.
Insurance Coverage Review: Are you over or underinsured? Life, disability, and other coverage gaps are one of the most overlooked parts of a financial plan.